Terms & Conditions
Welcome to LyfStyled (LyfStyled.com)! By using our website, tools, and resources, you agree to these Terms & Conditions (“Terms”). This is the legal stuff that protects both of us—so we keep things clear, simple, and aligned with our mission: helping you design your lifestyle &, build your wealth to achieve lifestyle freedom.
If you don’t agree with these Terms, please don’t use the site. Otherwise, let’s get started!
Table of Contents
Who We Are
LyfStyled.com (“Website,” “we,” “our,” or “us”) is a platform designed to provide insights, tools, and resources related to lifestyle design and building wealth.
Who This Is For
By using our website, you confirm that:
- You’re at least 18 years old (or have parental permission if younger).
- You’ll use our content for personal and informational purposes only.
- You’ll respect our community, and the legal guidelines outlined here.
- If you’re running a business and using our content, you agree to do so within legal and ethical boundaries.
What You Can Expect from Us
LyfStyled provides:
- Free & Premium Content – Articles, guides, and tools to help you master lifestyle design and financial freedom.
- Digital Products – Downloadable products, online tools, and resources.
- Affiliate Recommendations – Some of our links are affiliate links, meaning we may earn a commission (at no extra cost to you).
We work hard to ensure our content is accurate, insightful, and valuable—but we can’t guarantee that every tip or strategy will work for your unique situation. That leads us to…
Disclaimers (a.k.a. Read This Before Making Big Decisions)
No Financial, Legal, or Medical Advice
LyfStyled is an edutainment platform—not a financial, legal, or medical service. The content on this site is for informational purposes only. Always consult a professional before making financial, legal, or health decisions.
No Income Guarantees
We talk about wealth-building strategies and the related subcategories being making money, saving money, investing, debt management and wealth management. But results vary, and we don’t promise specific earnings. Your effort, skills, and external factors all play a role.
Affiliate & Sponsored Content Transparency
Some links on LyfStyled.com are affiliate links, which means we may earn a commission if you purchase through them (at no extra cost to you). We only recommend trusted resources—but do your own research before making any purchases.
What You Agree To
By using LyfStyled.com, you agree:
- Not to copy, modify, or resell our content without permission.
- To use our digital products for personal use only (unless otherwise stated).
- To respect our community—no spamming, hate speech, or misuse of comments and forums.
- To be responsible for your own financial decisions—LyfStyled provides guidance, but the choices you make are yours.
Intellectual Property (a.k.a. Our Content Stays Ours)
All content on LyfStyled.com—including text, graphics, logos, tools, and digital products—is protected by copyright and intellectual property laws.
What You Can Do:
• Read, enjoy, and share our content (with proper credit).
• Use our tools and resources for personal growth.
What You Can’t Do Without Permission:
• Copy, redistribute, or sell our content.
• Use our branding or trademarks for your own business.
If you’d like to use our content for commercial purposes, reach out and let’s talk.
Refund & Return Policy for Digital Products
At LyfStyled, we want you to feel confident in your purchase. Since our products are digital and instantly accessible, our refund policy follows consumer protection laws in both the United States and the European Union (EU) while balancing fairness for both you and our business.
1. General Refund Policy
Due to the nature of digital products, all sales are final. Once you’ve accessed, downloaded, or streamed a digital product, you cannot return or refund it.
However, we understand that issues may arise. If you experience technical problems preventing access to your purchase, contact us within 7 days, and we’ll work to resolve the issue.
2. Exceptions & Legal Rights
For EU Customers (Right of Withdrawal & Exceptions)
Under the EU Consumer Rights Directive, customers in the European Union generally have a 14-day right of withdrawal for digital purchases. However, this right does not apply once digital content has been accessed, downloaded, or streamed.
By completing your purchase at LyfStyled, you acknowledge that:
- You waive your right of withdrawal once the digital product is delivered or accessed.
- You agree that no refunds will be issued after access is granted.
This aligns with Article 16(m) of the EU Consumer Rights Directive, which excludes withdrawal rights for “digital content not supplied on a tangible medium” once the download or access has begun.
For U.S. Customers
In the United States, digital products are generally not eligible for refunds unless required by law. Our policy follows this standard, meaning:
- Refunds are not provided for buyer’s remorse or accidental purchases.
- If you experience a technical issue preventing access to your purchase, we will assist you in resolving the problem.
3. When We May Offer a Refund
While refunds are not standard, we may consider them in the following cases:
- Duplicate Purchases – If you accidentally purchase the same product twice, contact us within 7 days for a refund on the duplicate.
- Technical Access Issues – If a file is corrupt, missing, or inaccessible, we will first attempt to fix the issue. If we cannot provide access, we may issue a refund or replacement.
- Billing Errors – If an incorrect charge was made, contact us immediately, and we’ll review the case.
To request assistance, email us with:
- Your order confirmation email
- A description of the issue
- Screenshots (if applicable)
Chargebacks & Disputes
We value open communication! If you have an issue, please contact us first before initiating a chargeback or dispute with your bank or payment provider. Unresolved chargebacks may result in restricted access to future LyfStyled purchases.
Third-Party Links & External Resources
We sometimes link to external sites, tools, and resources we think you’ll find valuable. However, we’re not responsible for third-party content, privacy policies, or security. Always review their terms before engaging.
Limitation of Liability
We strive to provide high-quality, accurate content, but:
- We can’t guarantee that our site will always be available, error-free, or fully up-to-date.
- We won’t be liable for any direct, indirect, or incidental damages resulting from your use of LyfStyled.com.
Use the site at your own discretion, and always do your own due diligence before making big decisions.
Updates to These Terms
We may update these Terms from time to time to reflect changes in our policies, services, or legal requirements. It is your responsibility to review this page periodically for any updates.
Continued use of LyfStyled.com after changes are made constitutes acceptance of the updated Terms. The latest version will always be available on this page.
Contact Us
If you have questions about these Terms, feel free to contact us by filling in the form below.
Thanks for being part of LyfStyled! We’re here to help you build a wealth-driven life on your terms.
Transition Fund Calculator™ — Terms of Use
- Ownership & Licensing
This calculator is part of the LyfStyled Transition Framework™ developed by Ivy K. Kitchin and is the intellectual property of LyfStyled™.
By accessing or using the Transition Fund Calculator™, you agree to these Terms of Use:
- The tool is provided for personal use only.
- You may not copy, reproduce, modify, distribute, or sell this tool or its contents.
- Commercial use, redistribution, or integration into other products or platforms is strictly prohibited without written permission.
- Access & Availability
This tool is being offered free for a limited time as part of an early access challenge:
- Access is limited to 30 days or a limited number of uses, whichever comes first.
- The offer is capped at the first 100 users.
- LyfStyled™ reserves the right to restrict or revoke access to ensure fair usage and availability.
- Usage Limits
- If your user details have already been captured, your access may be limited.
- This ensures that others also have the opportunity to build lifestyle and financial freedom using this tool.
- Attempts to bypass these limits may result in removal from access.
- Feedback & Research
By using this tool, you may be invited to submit feedback. All feedback is voluntary and helps improve the product.
- Submitted feedback may be anonymized and used for research, product development, and marketing.
- We appreciate your help in shaping the future of lifestyle and financial freedom tools.
- Disclaimer
This calculator is provided for educational and informational purposes only. It does not constitute financial advice.
- Please consult a qualified financial advisor before making any major financial decisions.
Contact Us
- Contact
For licensing inquiries, feedback, or partnership opportunities:
business@lyfstyled.com